Rethinking the extinctive prescription for restitution under an invalid mortgage charge clause. (II) Malae fidei debitori praescriptio non liceat

Main Article Content

ANGEL FRANCISCO CARRASCO PERERA

Abstract

In these two successive documents, I try to reconstruct a different solution to that which the CJEU and the SC have enshrined with regard to the limitation period of the action for restitution of expenses paid on the basis of an abusive clause assigning mortgage expenses to the debtor. The thesis enshrined is a paralogism, because under the appearance of seeking a certain term a quo of the term, what it does is to attribute to the action for recovery a regime of imprescriptibility equivalent to that of the action for nullity. In the second paper, and in spite of the criticisms made in the first, I propose an original solution to save in fact, but in another way, the resolution of cases decided under the umbrella of imprescriptibility.

Article Details

How to Cite
CARRASCO PERERA, A. F. (2024). Rethinking the extinctive prescription for restitution under an invalid mortgage charge clause. (II) Malae fidei debitori praescriptio non liceat. Revista CESCO De Derecho De Consumo, (51), 44–56. https://doi.org/10.18239/RCDC_2024.51.3576
Section
ESTUDIOS, CONSULTAS, NOVEDADES NORMATIVAS Y JURISPRUDENCIA
Author Biography

ANGEL FRANCISCO CARRASCO PERERA, Universidad de Castilla-La Mancha

Catedrático de Derecho Civil

Director del Centro de Estudios de Consumo

References

ARNAU RAVENTÓS, L. “STS 528/2012, de 5 septiembre 2012”, CCJC, 93 [2013] § 2467.

MARIN LOPEZ, M. J. (2024). Las SSTJUE de 25 de enero y 25 de abril de 2024 no exigen que el plazo de prescripción de la acción de restitución de gastos hipotecarios se inicie con la sentencia que declara la nulidad de la cláusula de gastos. Revista CESCO De Derecho De Consumo, (50), 51–187. https://doi.org/10.18239/RCDC_2024.50.3491.